I am trying to create a policy on long term disability. Our company is small- 23 employees, so I do not follow the FMLA, but I do have to follow the ADA. Our company can only pay for an employee who is out on leave, 2 months of there benifits. Do you

I am trying to create a policy on long term disability. Our company is small- 23 employees, so I do not follow the FMLA, but I do have to follow the ADA. Our company can only pay for an employee who is out on leave, 2 months of there benifits. Do you suggest a policy for short term or temporary disability?